Welcome to Pegasus Digital Lending

A world-first fully hedged crypto lending solution. Now you can leverage your digital assets to live the life you want today - without liquidating your coin holdings.

Exhaustively developed to provide an elite group of clientele with this market-leading opportunity, Pegasus is proud to offer its institutionally secured, fully hedged, limited-recourse digital asset loan.

No ongoing fees. No fluctuating interest rates. No monthly interest repayments.

How it Works

 

Step 1

Contact us directly or try our obligation-free quote to get an indication of your borrowing power. Make adjustments to the amount you wish to borrow, the term of your loan and collateralisation options. When you’re ready to proceed, complete the short application form.


Step 2

Pegasus will contact you immediately on conditional approval. AML/CTF and digital wallet verification will be conducted at this stage.


Step 3

Final valuation and borrowing power of your collateral will be calculated over a 3-day average. When final approval is granted, loan documents will be exchanged and settlement will occur on verification of receipt of full collateral to our licenced custodian, Zerocap.


Step 4

Put the power of your crypto-backed loan proceeds to use and take advantage of at source, invitation only investment pools. Pegasus will unlock direct access to our Multi-Family Office global property development, private equity, & private warehouse credit & joint venture participation.

 

Our Rates

 
For loans using USDT, USDC, BTC, ETH or XRP as collateral
Term 1 Year 2 Years 3 Years 4 Years
Interest Rate 6.00% p.a. 6.00% p.a. 5.85% p.a. 5.85% p.a.
*Note: LTV ranges from 70% - 95% depending on digital asset used as collateral
 
For loans using all other digital assets listed in the "Top 20" (based on market cap) as collateral
Term 1 Year 2 Years 3 Years 4 Years
Interest Rate 7.00% p.a. 7.00% p.a. 6.75% p.a. 6.75% p.a.
*Note: LTV up to 60% depending on digital asset used as collateral
 

The Pegasus Advantage

 

Full-Featured Lending, Security in Depth

Globally accessible limited-recourse collateralised lending, incorporating highly competitive interest rates and borrowing capacities.

Further distinguished through 100% secured institutional grade hedging strategies for top-tier digital assets.

KYC/AML processes, aligned with custodial comprehensive insurance for your digital assets - backed and underwritten by Lloyds of London.

Our annual hedging reset feature provides you with the flexibility to increase or decrease your upside participation, and re-balance your collateral requirements.

We’ve also included annual walkaway options for loan terms exceeding 1 year, without penalties or break costs.

No Hidden Fees, Complete Transparency

The one-time arranger fee of 2.5% and interest payments are determined by the amount you wish to borrow and your preferred loan term. These payments can be deducted at settlement, or alternatively, paid from personal holdings.

Interest rates are fixed for the duration of the loan.

No ongoing loan servicing costs.

No additional fees for early repayment of your loan. Your collateral will be returned to you when the total loan amount is repaid - either at the end of the term, or upon any annual anniversary of the loan term.

Fast, Simple, Agile

Applying is quick and stress free. Borrowers aren’t required to provide personal guarantees or in-depth background information.

Conditional approval can be provided within 24 hrs.

We have streamlined the formal approval and settlement process, with funds in your account within 3 days of final approval and receipt of collateral lodgement from the Custodian.

Minimum loan amount is $500k